Lake Home For Sale

**Lake Cumberland Home for Sale | 4 Bedroom Home Near Boat Ramp | Ramsey Point Subdivision** Looking for the perfect **Lake Cumberland home**? This beautiful **4-bedroom, 2.5-bath lake house** in the desirable **Ramsey Point Subdivision** offers the ideal blend of privacy, space, and convenience. Situated on a **0.92-acre wooded lot at the end of a quiet cul-de-sac**, this two-story home features seasonal views of Lake Cumberland and is located **less than one mile from a public boat ramp**, making it an excellent choice for boating enthusiasts, full-time living, or a weekend getaway. The inviting **wrap-around porches** are the perfect place to relax with your morning coffee or unwind after a day on the lake. Inside, you'll find a cozy **fireplace**, and a **freshly painted interior** (scheduled) that gives the home a bright, move-in-ready feel. The spacious floor plan provides plenty of room for family and guests, with four generously sized bedrooms and two and a half bathrooms. The unfinished basement offers endless possibilities to create additional living space, a recreation room, bunk room, home gym, workshop, or extra storage. A **one-car attached garage** and **storage shed** provide plenty of space for lawn equipment, tools, and lake gear. Need more room for your boats, trailers, or hobbies? An **additional 0.50-acre lot with two garages is available for purchase**, offering incredible flexibility for storage, a workshop, or future expansion. Whether you're searching for a **Lake Cumberland vacation home**, a **primary residence near the lake**, or an investment property with room to grow, this home checks all the boxes. Enjoy the peaceful setting of a wooded lot, the privacy of a cul-de-sac location, and quick access to boating, fishing, and everything Lake Cumberland has to offer. ### Property Features: * 4 Bedrooms | 2.5 Bathrooms * Two-story home * 0.92-acre wooded lot * Located at the end of a quiet cul-de-sac * Seasonal views of Lake Cumberland * Less than 1 mile to a public boat ramp * Wrap-around porch * Hardwood floors * Fireplace * Freshly painted interior * Unfinished basement ready for your finishing touches * One-car attached garage * Storage shed * Additional 0.50-acre lot with two garages available separately If you've been searching for a **Lake Cumberland home for sale with lake views, privacy, and easy boat access**, this Ramsey Point property is one you won't want to miss. Schedule your private showing today and start enjoying the Lake Cumberland lifestyle!

Property Details

  • Beds: 4
  • Baths: 3.0
  • Sq Feet: 2048
  • Year Built: 2001
  • Location: Lake Cumberland
  • Acres: 0.920
  • Waterfront: Yes
  • Lakeview: Yes
  • ViewTypes: Lake, Water
  • County: Wayne County
  • Community: Ramsey Point
  • Heat/AC: Heat Pump (Heating), Propane (Heating), Electric (Heating)
  • Garage: Garage - Attached, Underground/Basement, Driveway, Garage
  • Siding: Vinyl Siding
  • Roof: Shingle
  • Stories: 2
  • Fireplaces: Has Fireplace
  • MLS #: 26009287

Location

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Contact Information:

Contact Agent
Hannah York
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Lake Cumberland Real Estate Professionals
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Ad Statistics:

Lake Home For Sale in Monticello, Kentucky
Ad Number : 7736706
Viewed: 174 times
Added: Jul 09, 2026
Updated on: Jul 15, 2026
All information provided is deemed reliable but is not guaranteed and should be independently verified.